That morning coffee can feel like a guilty secret. Is it okay to spend money on coffee without talking about guilt-free budgeting? This question plagues many of us. We want a guilt free spending budget, but we fear our daily latte is the problem. Financial advice often targets spending money on small luxuries. However, a life of budgeting…
Ever feel that slight panic in your chest when the car makes a weird noise? Or when you hear whispers of company “restructuring”? That feeling is financial anxiety. For years, it was my constant companion. Now, I want to share my solution. Let’s dive into my complete emergency fund breakdown. We will explore what to keep in…
I want to share some saving money tips without feeling broke. Learning how to save $5000 in a year felt impossible. Yet, with some budgeting for beginners and easy ways to save money, I found several smart money saving strategies. This journey wasn’t about deprivation. Instead, it was about mindful spending. My goal was to build better financial habits to save money for…
Embarking on a true money habits and personal finance transformation requires more than just spreadsheets; it’s about adopting the best money habits that stick. This guide offers life-changing financial advice on how to build good money habits, starting with a crucial money mindset shift and establishing powerful daily money routines. These are the seven essential financial habits to adopt that took me from a state of constant…
A little over a year ago, the thought of having an extra $5,000 in my bank account felt like a distant, almost laughable dream. I was living paycheck to paycheck, and any discussion about how to save $5000 in a year seemed like it was meant for other people—people with better jobs or fewer expenses.
This guide on how to do the 50/30/20 budget focuses on easy budget categories and clear goals for budgeting for needs wants savings, making it one of the most effective budgeting strategies I’ve ever found.
