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Month: August 2025

50/30/20 budget
  • Money Basics

The Simple 50/30/20 Budget That Finally Worked for Me

Dave ParkerAugust 7, 2025August 25, 2025036 mins

This guide on how to do the 50/30/20 budget focuses on easy budget categories and clear goals for budgeting for needs wants savings, making it one of the most effective budgeting strategies I’ve ever found.

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index-funds-vs-stocks
  • Smart Investing

Index Funds vs. Stocks: What I Wish I Knew Sooner

Dave ParkerAugust 7, 2025August 7, 2025039 mins

The eternal question for stock market investing for beginners is the big one: index funds vs individual stocks.

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frugal living
  • Financial Freedom

Living Below Your Means Without Feeling Deprived

Dave ParkerAugust 7, 2025August 25, 2025037 mins

This guide offers essential living below your means tips and explores how to live frugally without deprivation. We’ll delve into mindful spending, fostering contentment in financial habits, and achieving financial discipline without feeling poor.

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  • Money & Relationships

How We Created a Couple’s Budget Without Fighting

Dave ParkerAugust 7, 2025August 25, 2025033 mins

Learning how to create a budget with your partner is a masterclass in patience, vulnerability, and teamwork. It’s the ultimate test of money management for couples, and for us, it was a test we were failing spectacularly.

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passive income streams
  • Make More Money

What No One Tells You About Passive Income Streams

Dave ParkerAugust 6, 2025August 27, 2025038 mins

Let’s be honest about the passive income reality. The dream of making money while you sleep is seductive, but what are true passive income streams really like?

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